Story of Panipat- Afghanistan King Abdali attacks India and wins over Delhi. To protect independence of India, Marathas decide to combat Abdali. Due to betrayals, religious divides, politics, lack of resources, Marathas were left powerless and had to either surrender or die.
Sadashiv Bhavu - maratha general - commander in charge is asked to surrender when all his resources are depleted. He replies " Everyone has to die. Whats a big deal about this 6 feet body. Success or failure does not matter much. What matters is the purpose for which you live - the reason for your existence on this earth. I am fighting to protect India from the foreign rule. In that purpose I will win or die. "
If Bhavu had surrendered succumbing to fear, Afghanistan king Abdali would have remained strong with intact forces. Sadashiv Bhavu fought till his death and reduced the power of Abdali to such an extent that he did not remain in any position to rule India. Abdali signed a treaty and ended the war.
Friday, July 24, 2009
Sunday, February 22, 2009
Vivekananda
To succeed, you must have tremendous perseverance, tremendous will. "I will drink the ocean," says the persevering soul, "at my will mountains will crumble up." Have that sort of energy, that sort of will, work hard, and you will reach the goal.
Why are people so afraid? The answer is that they have made themselves helpless and dependent on others. We are so lazy, we do not want to do anything ourselves. We want a Personal God, a Savior or a Prophet to do everything for us.
You cannot believe in God until you believe in yourself.
What is the use of talking of one’s mistakes to the world? They cannot thereby be undone. For what one has done one must suffer; one must try and do better. The world sympathizes only with the strong and the powerful.
What about this marvelous experience of standing alone, discarding all help, breasting the storms of life, of working without any sense of recompense, without any sense of putrid duty, and of working a whole life, joyful, free -- not goaded on to work like slaves by false human love or ambition?
Have you got the will to surmount mountain-high obstructions? If the whole world stands against you sword in hand, would you still dare to do what you think is right?
This is the first lesson to learn: be determined not to curse anything outside, not to lay the blame upon anyone outside, but stand up, lay the blame on yourself. You will find that is always true. Get hold of yourself.
We are responsible for what we are, and whatever we wish ourselves to be, we have the power to make ourselves. If what we are now has been the result of our own past actions, it certainly follows that whatever we wish to be in future can be produced by our present actions; so we have to know how to act
All the powers in the universe are already ours. It is we who have put our hands before our eyes and cry that it is dark
“Stand up, be bold, be strong. Take the whole responsibility on your own shoulders, and know that you are the creator of your own destiny. All the strength and succor you want is within yourselves. Therefore, make your own future.”
Why are people so afraid? The answer is that they have made themselves helpless and dependent on others. We are so lazy, we do not want to do anything ourselves. We want a Personal God, a Savior or a Prophet to do everything for us.
You cannot believe in God until you believe in yourself.
What is the use of talking of one’s mistakes to the world? They cannot thereby be undone. For what one has done one must suffer; one must try and do better. The world sympathizes only with the strong and the powerful.
What about this marvelous experience of standing alone, discarding all help, breasting the storms of life, of working without any sense of recompense, without any sense of putrid duty, and of working a whole life, joyful, free -- not goaded on to work like slaves by false human love or ambition?
Have you got the will to surmount mountain-high obstructions? If the whole world stands against you sword in hand, would you still dare to do what you think is right?
This is the first lesson to learn: be determined not to curse anything outside, not to lay the blame upon anyone outside, but stand up, lay the blame on yourself. You will find that is always true. Get hold of yourself.
We are responsible for what we are, and whatever we wish ourselves to be, we have the power to make ourselves. If what we are now has been the result of our own past actions, it certainly follows that whatever we wish to be in future can be produced by our present actions; so we have to know how to act
All the powers in the universe are already ours. It is we who have put our hands before our eyes and cry that it is dark
“Stand up, be bold, be strong. Take the whole responsibility on your own shoulders, and know that you are the creator of your own destiny. All the strength and succor you want is within yourselves. Therefore, make your own future.”
Saturday, February 21, 2009
Selfishness and Friendship
There were two childhood buddies who went through school and college and even joined the army together. War broke out and they were fighting in the same unit. One night they were ambushed.
Bullets were flying all over and out of the darkness came a voice, "Harry, please come and help me."
Harry immediately recognized the voice of his childhood buddy, Bill. He asked the captain if he could go.
The captain said, "No, I can't let you go, I am already short-handed and I cannot afford to lose one more person. Besides, the way Bill sounds he is not going to make it." Harry kept quiet.
Again the voice came, "Harry, please come and help me." Harry sat quietly because the captain had refused earlier.
Again and again the voice came.
Harry couldn't contain himself any longer and told the captain, "Captain, this is my childhood buddy. I have to go and help."
The captain reluctantly let him go. Harry crawled through the darkness and dragged Bill back into the trench. They found that Bill was dead.
Now the captain got angry and shouted at Harry, "Didn't I tell you he was not going to make it? He is dead, you could have been killed and I could have lost a hand. That was a mistake."
Harry replied, "Captain, I did the right thing. When I reached Bill he was still alive and his last words were 'Harry, I knew you would come."'
Bullets were flying all over and out of the darkness came a voice, "Harry, please come and help me."
Harry immediately recognized the voice of his childhood buddy, Bill. He asked the captain if he could go.
The captain said, "No, I can't let you go, I am already short-handed and I cannot afford to lose one more person. Besides, the way Bill sounds he is not going to make it." Harry kept quiet.
Again the voice came, "Harry, please come and help me." Harry sat quietly because the captain had refused earlier.
Again and again the voice came.
Harry couldn't contain himself any longer and told the captain, "Captain, this is my childhood buddy. I have to go and help."
The captain reluctantly let him go. Harry crawled through the darkness and dragged Bill back into the trench. They found that Bill was dead.
Now the captain got angry and shouted at Harry, "Didn't I tell you he was not going to make it? He is dead, you could have been killed and I could have lost a hand. That was a mistake."
Harry replied, "Captain, I did the right thing. When I reached Bill he was still alive and his last words were 'Harry, I knew you would come."'
Sunday, February 15, 2009
Underperforming Team Member
Had a discussion on underperforming team member issue.
It started with a topic that whether underperforming unprofessional team member be allowed to attend a meeting if he/she turns in late for the meeting. To add to the confusion that team member is your friend.
My way of managing such project-
Underperforming unprofessional team member: Lets keep friendship issue aside. The fact that he/she is ur team member indicates that he/she has a potential to contribute. As a manager u should be able to tap in his/her potential. If I disallow him/her from attending the meeting, I will miss on his/her inputs on the task of the project. Based on 80-20 principle, if he/she is going to contribute something in 20% of the input that will give result to 80% output, my loss will be huge if I miss on his/her inputs. He/She may have valid reasons for coming late. But in any case I can not miss on the inputs.
Friend: If that person is ur friend, u should know what r the reasons behind such a behaviour. U should help that person deal with those issues and should have courage to forgive that person and make up for that person on professional front. Of course there is difference between friendship of convenience/pleasure and real friendship(Friend I am talking about is real friend).
It started with a topic that whether underperforming unprofessional team member be allowed to attend a meeting if he/she turns in late for the meeting. To add to the confusion that team member is your friend.
My way of managing such project-
Underperforming unprofessional team member: Lets keep friendship issue aside. The fact that he/she is ur team member indicates that he/she has a potential to contribute. As a manager u should be able to tap in his/her potential. If I disallow him/her from attending the meeting, I will miss on his/her inputs on the task of the project. Based on 80-20 principle, if he/she is going to contribute something in 20% of the input that will give result to 80% output, my loss will be huge if I miss on his/her inputs. He/She may have valid reasons for coming late. But in any case I can not miss on the inputs.
Friend: If that person is ur friend, u should know what r the reasons behind such a behaviour. U should help that person deal with those issues and should have courage to forgive that person and make up for that person on professional front. Of course there is difference between friendship of convenience/pleasure and real friendship(Friend I am talking about is real friend).
Saturday, January 24, 2009
Recession
Many of you have been asking me questions about recession. This is what I think [ based on inputs of professors(especially Sam Thomas), friends and newspapers ]
Every business has a cycle. - Innovation, growth, maturity decline. Initially profit margins are high in innovation and growth stage. Later at maturity stage profit margins are low. US is a developed country. Overall industry of US was at maturity stage. So investors were not able to find many +ve NPV projects with high margins in US (NPV - http://en.wikipedia.org/wiki/Net_present_value finance term- don’t go in details in short it means- returns are higher than costs in +ve NPV projects). The attention of investors got diverted towards developing countries which were full of such projects as the overall industry in these countries was at innovation or growth stage. Wealth of US investors increased drastically through these projects. Developing countries earned dollars. They invested those dollars in treasury bonds n bills. So that money also came back to US. So US wealth increased rapidly without any net outflow of money from US to developing countries.
Investors, thanks to lack of +ve NPV projects, invested their dollars in banks. Banks had to pay investors some interest rate. Banks lend money to +ve NPV projects. But there was dearth of +ve NPV projects. Money cannot just stay in bank accounts. Otherwise bank has to pay for it. There was increased competition among banks. All this situation made banks think of subprime borrowers who would pay huge interest rates. Banks thought they could eliminate the risk by diversification and securitization (securitization - http://en.wikipedia.org/wiki/Securitization - to make it simple say something like insurance- if ur home burns , insurance company will pay. Similarly if borrower defaults, someone else pays u for that. This grossly undermined default risk and encouraged banks to take more risk and lend more money.)
This is background.
Now let us discuss about dollars and bubble. Dollar will settle in the most lucrative area for itself. Commodity bubble, technology bubble, Gas n Oil prices related bubble etc. Around 2000 technology bubble was busted. Money started looking for new sector now. That new sector was housing industry. In 2001, there was 9/11. Panic was set and trade slowed due to the attack. To stimulate the economy interest rate cuts were utilized. Banks had more money to lend in the midst of less number of +NPV projects in developed economy.
Huge amount of subprime lending was done as a result of all this and lots of money was invested in housing industry. Since people were getting finance from bank, they bought houses even after knowing that they may not be able to repay the debt. American dream became a reality for them.
Later housing bubble busted. The apartment worth $250,000 was now just $50,000. People being rational started surrendering their home of $250000 to banks and bought 2nd hand home at 50,000 from the market. This in turn triggered the decline of house prices further. People preferred to return houses to banks than to repay loan amount which is no more consistent with the value of house. Now banks have all these houses whose value is drastically reduced. They did not get their money back. This lead write offs and huge losses to banks.
Auto industry- US auto industry concentrated on luxury cars which were costly and consume more gas (petrol, diesel). Consumers could buy these cars as banks would lend them money and gas was cheap. In similar way, US businesses flourished more in luxury segments. High networking capital was needed to run such businesses thanks to high costs.
Subprime borrowers started defaulting. Banks suffered losses. They became extremely cautious about lending money as a response to that. Companies were denied loans. Companies had to finance their high costs through these borrowings. Because of credit crunch, companies had to reduce their borrowings. So they had to cut their costs. This resulted in job cuts all across the US. People lost jobs and so they had no money to pay EMI of their houses - default - banks in loss- vicious cycle was set.
Due to job cuts, people had less money to spend. Consumer spending reduced. Consumption of goods and services reduced. Demand for products and services reduced. Since no one was buying companies had to reduce their production. To produce less, they needed less manpower - further job cuts. 2.6 million people lost their jobs in a year. Companies have frozen their hiring. So these people are not getting jobs anywhere else. Banks, companies and people have lost their trust and optimism which is making this recession deeper.
Every business has a cycle. - Innovation, growth, maturity decline. Initially profit margins are high in innovation and growth stage. Later at maturity stage profit margins are low. US is a developed country. Overall industry of US was at maturity stage. So investors were not able to find many +ve NPV projects with high margins in US (NPV - http://en.wikipedia.org/wiki/Net_present_value finance term- don’t go in details in short it means- returns are higher than costs in +ve NPV projects). The attention of investors got diverted towards developing countries which were full of such projects as the overall industry in these countries was at innovation or growth stage. Wealth of US investors increased drastically through these projects. Developing countries earned dollars. They invested those dollars in treasury bonds n bills. So that money also came back to US. So US wealth increased rapidly without any net outflow of money from US to developing countries.
Investors, thanks to lack of +ve NPV projects, invested their dollars in banks. Banks had to pay investors some interest rate. Banks lend money to +ve NPV projects. But there was dearth of +ve NPV projects. Money cannot just stay in bank accounts. Otherwise bank has to pay for it. There was increased competition among banks. All this situation made banks think of subprime borrowers who would pay huge interest rates. Banks thought they could eliminate the risk by diversification and securitization (securitization - http://en.wikipedia.org/wiki/Securitization - to make it simple say something like insurance- if ur home burns , insurance company will pay. Similarly if borrower defaults, someone else pays u for that. This grossly undermined default risk and encouraged banks to take more risk and lend more money.)
This is background.
Now let us discuss about dollars and bubble. Dollar will settle in the most lucrative area for itself. Commodity bubble, technology bubble, Gas n Oil prices related bubble etc. Around 2000 technology bubble was busted. Money started looking for new sector now. That new sector was housing industry. In 2001, there was 9/11. Panic was set and trade slowed due to the attack. To stimulate the economy interest rate cuts were utilized. Banks had more money to lend in the midst of less number of +NPV projects in developed economy.
Huge amount of subprime lending was done as a result of all this and lots of money was invested in housing industry. Since people were getting finance from bank, they bought houses even after knowing that they may not be able to repay the debt. American dream became a reality for them.
Later housing bubble busted. The apartment worth $250,000 was now just $50,000. People being rational started surrendering their home of $250000 to banks and bought 2nd hand home at 50,000 from the market. This in turn triggered the decline of house prices further. People preferred to return houses to banks than to repay loan amount which is no more consistent with the value of house. Now banks have all these houses whose value is drastically reduced. They did not get their money back. This lead write offs and huge losses to banks.
Auto industry- US auto industry concentrated on luxury cars which were costly and consume more gas (petrol, diesel). Consumers could buy these cars as banks would lend them money and gas was cheap. In similar way, US businesses flourished more in luxury segments. High networking capital was needed to run such businesses thanks to high costs.
Subprime borrowers started defaulting. Banks suffered losses. They became extremely cautious about lending money as a response to that. Companies were denied loans. Companies had to finance their high costs through these borrowings. Because of credit crunch, companies had to reduce their borrowings. So they had to cut their costs. This resulted in job cuts all across the US. People lost jobs and so they had no money to pay EMI of their houses - default - banks in loss- vicious cycle was set.
Due to job cuts, people had less money to spend. Consumer spending reduced. Consumption of goods and services reduced. Demand for products and services reduced. Since no one was buying companies had to reduce their production. To produce less, they needed less manpower - further job cuts. 2.6 million people lost their jobs in a year. Companies have frozen their hiring. So these people are not getting jobs anywhere else. Banks, companies and people have lost their trust and optimism which is making this recession deeper.
Sunday, October 21, 2007
MBA after MBBS
I am Dr Sameer Kulkarni,alumnus of B J Medical College, one among top 10 medical colleges in India.I have given GMAT & am going to do MBA next year preferably from Case Western Reserve University,Weatherhead School of Management(one among top 80 BSchools) which is associated with Cleveland Clinic,Ohio(one among top 3 hospitals in US) provided I get a visa. There are few students who have started thinking about MBA as a career option after completion of MBBS. This can be attributed to the growing reputation of IIMs among medical students and the fat paychecks that MBA graduates receive as salary while working.So I would like to share the things I learnt till now about MBA.There are different entrance exams for different Institutes. In India IIMs, in particular IIM ahmedabad,IIM Bangalore and IIM kolkatta , are the best. IIM Ahmedabad is the topmost management institute in India.To get into IIMs one has to clear CAT , then group discussion and personal interviews. CAT paper has three sections- English, Maths(Quantitative Aptitude) and data interpretation. One has to get a minimum marks in each section and minimum overall marks to get qualified. That means one has to show competence in all the three sections. If you score more in one section and less in other and your overall score is very high then also you will not be short listed for GD/PI.Total expenses (Fees and living expenses) at IIMs are near about 5 lacs. Average salary per year after completion of MBA is near about 8 to 9 lacs. You can get upto 22 to 25 lacs in India and upto 70 lacs at abroad if your performance is exceptional.
To do MBA in Maharashtra you will have to give CET. The best school in Maharashtra is Jamanalal Bajaj BSchool. Total expenses and salaries are equivalent to those in IIMs. FMS Delhi is another very good BSchool which can be compared with IIMs. Symbiosis Bschool is a competitive one but can’t be compared with IIMs as per many of management graduates.
All these above mentioned schools have very tough selection process and it ensures that you do your MBA along with the students who are cream of the society.These schools put less emphasis on work experience as compared to schools abroad.So even if you have 0 years of work experience you can get into them provided you score competitively in their entrance examinations.
Now something about doing MBA abroad. For this, you can roughly divide the schools in three regions-Europe,USA,Australia
In Europe in most of the schools, MBA is of 1 year. Total expenses are in the range of 45 to 55 lacs for MBA course including everything. As told by many people,1 year MBA is not advised for students with medical background. Chances of scholarship are competitive if not bright.
In Australia, MBA is of 2 years. But scholarship chances are very less.
In USA,2 years MBA is there. There are two types of BSchools-Public (GOVT) and private.
Total expenses at public schools range from 15 lacs to 25 lacs.
Total expenses at private schools range from 35 lacs to 45 lacs.
Chances of getting scholarship in USA are relatively high.
Average salaries in all the above schools is 1 lac dollars($80,000+bonuses) i. e. 45 lacs per annum.
You will have to give GMAT for MBA at these schools.GMAT exam is of 800 marks.GMAT score above 650 is considered as a very competitive score.In case of medical students GMAT score of 600 is considered a competitive one.
GMAT Exam has two sections –
English---in it Reading comprehension, sentence correction and critical reasoning
Maths----in it problem solving and data sufficiency.
There is one additional section of analytical writing but it doesn’t play very important role in selection process of MBA.
If we compare CAT with GMAT, English is tougher in GMAT as compared to CAT. Maths is easier in GMAT as compared to CAT.
Comparison of MBA in India and MBA abroad----
In India the top most Bschool IIM ahmedabad ranks more then 100 worldwide.So it is not the one among top 100 BSchools in world.There is very less diversity(students from different countries with different culture and different perspectives.).Students with less workex can also get admit so sharing of work ex is less. Infrastructure is not as developed as in abroad Bschools. Due to less salaries , faculty related problems are difficult to deal with. Global recognition is relatively less.
For MBA abroad,selection process is very tough-u have to give GMAT,Toefl,University transcripts are needed,three recommendations are needed,you have write application essays(4 to 5 per School)If u apply to 6 schools then 30 essays It takes one month to write essays.Then based on ur academics of graduation,GMAT score,toefl score,essays,work ex-quality and quantity(minimum 3 years work ex is recommended),competition with other applicants(we have to compete with IIT students)---School shortlists you---Then there is personal interview--they ask u all sorts of questions which are not easy to answer and need lot of preparation.Even if u succeed in all above criteria and fail in interview ,you are out of competition.
Then comes visa application-Yet i have not applied for that.Will share the experience when I will go through it.If u don't get visa,then all ur efforts are of no use.
For more details , you can email me at sameercns@gmail.com
I would be more than glad to share the knowledge that I have about MBA.
coaching classes r of no use.but they help u form group,which was extremely extremely helpfull in our case.plus u get access to library and photocopy the books which r other wise very costly.giving GMAT and getting into B school are different things.
For BJites, 6 months prep for gmat is sufficient.
for application essays- 2 months r needed
for recommendations , transcripts 15 days
for interview - 1 month preparation
toefl 3 days
basically lot of brainstorming is needed about career and life.
where do u see urself after 5 years, 15 ,30 etc
3 accomplishments
3 failures
embarrrasing moments
etc can get lot of questions from internet.u also can get answers from net but can't write as schools have software tracking mechanism for internet.so have to write ur own answers.so it takes ur time and brain.
there r 3 deadlines
nov 15- first deadline-chances of getting scholarship and admission r high.
jan 15 2nd deadline,
march 15 3rd deadline.
use businessweek.com
careerjournal.com
usnews.com for rankings and shortlisting of schools and more info for GMAT..
books for GMAT
Books to read
official guide with cd
Kaplan with cd
Princeton with cd
Kaplan 800 with cd
Wren and martin-grammar
Arco- analytical writing
R S Agaarwal QA
Abhijeet Guha QA
Arun Sharma QA
M tira(optional) QA
11th 12 th books for probability and pemutation and combination
Geometry 8,9,10,11,12 th standard books-just revision.
TOI editorials for reading comprehension
GRE barron for world list-may also use oxford dictionary
www.scoretop.com 1500 RC,SC.DS,CR questions of each.
www.gmatclib.com
www.pagalguy.com
H1 B
Issue of h1b is also there.50% don't get h1b.-lottery method.
many companies reluctant to hire international students,because after investing on candidate if he doesn't get visa then it becomes diff for them.international students can work for 1 year on f1visa- optional practical training.so company trains u in this year after hiring u.then u don't get visa in 50% cases.so company thinks why not hire US student instead. so prefer not to hav any loan on u at end of mba.it will b diff to repay loan by earning in rupees.
Please post your questions if any in comments so that everyone gets benefited through answer and mutual knowledge sharing.
To do MBA in Maharashtra you will have to give CET. The best school in Maharashtra is Jamanalal Bajaj BSchool. Total expenses and salaries are equivalent to those in IIMs. FMS Delhi is another very good BSchool which can be compared with IIMs. Symbiosis Bschool is a competitive one but can’t be compared with IIMs as per many of management graduates.
All these above mentioned schools have very tough selection process and it ensures that you do your MBA along with the students who are cream of the society.These schools put less emphasis on work experience as compared to schools abroad.So even if you have 0 years of work experience you can get into them provided you score competitively in their entrance examinations.
Now something about doing MBA abroad. For this, you can roughly divide the schools in three regions-Europe,USA,Australia
In Europe in most of the schools, MBA is of 1 year. Total expenses are in the range of 45 to 55 lacs for MBA course including everything. As told by many people,1 year MBA is not advised for students with medical background. Chances of scholarship are competitive if not bright.
In Australia, MBA is of 2 years. But scholarship chances are very less.
In USA,2 years MBA is there. There are two types of BSchools-Public (GOVT) and private.
Total expenses at public schools range from 15 lacs to 25 lacs.
Total expenses at private schools range from 35 lacs to 45 lacs.
Chances of getting scholarship in USA are relatively high.
Average salaries in all the above schools is 1 lac dollars($80,000+bonuses) i. e. 45 lacs per annum.
You will have to give GMAT for MBA at these schools.GMAT exam is of 800 marks.GMAT score above 650 is considered as a very competitive score.In case of medical students GMAT score of 600 is considered a competitive one.
GMAT Exam has two sections –
English---in it Reading comprehension, sentence correction and critical reasoning
Maths----in it problem solving and data sufficiency.
There is one additional section of analytical writing but it doesn’t play very important role in selection process of MBA.
If we compare CAT with GMAT, English is tougher in GMAT as compared to CAT. Maths is easier in GMAT as compared to CAT.
Comparison of MBA in India and MBA abroad----
In India the top most Bschool IIM ahmedabad ranks more then 100 worldwide.So it is not the one among top 100 BSchools in world.There is very less diversity(students from different countries with different culture and different perspectives.).Students with less workex can also get admit so sharing of work ex is less. Infrastructure is not as developed as in abroad Bschools. Due to less salaries , faculty related problems are difficult to deal with. Global recognition is relatively less.
For MBA abroad,selection process is very tough-u have to give GMAT,Toefl,University transcripts are needed,three recommendations are needed,you have write application essays(4 to 5 per School)If u apply to 6 schools then 30 essays It takes one month to write essays.Then based on ur academics of graduation,GMAT score,toefl score,essays,work ex-quality and quantity(minimum 3 years work ex is recommended),competition with other applicants(we have to compete with IIT students)---School shortlists you---Then there is personal interview--they ask u all sorts of questions which are not easy to answer and need lot of preparation.Even if u succeed in all above criteria and fail in interview ,you are out of competition.
Then comes visa application-Yet i have not applied for that.Will share the experience when I will go through it.If u don't get visa,then all ur efforts are of no use.
For more details , you can email me at sameercns@gmail.com
I would be more than glad to share the knowledge that I have about MBA.
coaching classes r of no use.but they help u form group,which was extremely extremely helpfull in our case.plus u get access to library and photocopy the books which r other wise very costly.giving GMAT and getting into B school are different things.
For BJites, 6 months prep for gmat is sufficient.
for application essays- 2 months r needed
for recommendations , transcripts 15 days
for interview - 1 month preparation
toefl 3 days
basically lot of brainstorming is needed about career and life.
where do u see urself after 5 years, 15 ,30 etc
3 accomplishments
3 failures
embarrrasing moments
etc can get lot of questions from internet.u also can get answers from net but can't write as schools have software tracking mechanism for internet.so have to write ur own answers.so it takes ur time and brain.
there r 3 deadlines
nov 15- first deadline-chances of getting scholarship and admission r high.
jan 15 2nd deadline,
march 15 3rd deadline.
use businessweek.com
careerjournal.com
usnews.com for rankings and shortlisting of schools and more info for GMAT..
books for GMAT
Books to read
official guide with cd
Kaplan with cd
Princeton with cd
Kaplan 800 with cd
Wren and martin-grammar
Arco- analytical writing
R S Agaarwal QA
Abhijeet Guha QA
Arun Sharma QA
M tira(optional) QA
11th 12 th books for probability and pemutation and combination
Geometry 8,9,10,11,12 th standard books-just revision.
TOI editorials for reading comprehension
GRE barron for world list-may also use oxford dictionary
www.scoretop.com 1500 RC,SC.DS,CR questions of each.
www.gmatclib.com
www.pagalguy.com
H1 B
Issue of h1b is also there.50% don't get h1b.-lottery method.
many companies reluctant to hire international students,because after investing on candidate if he doesn't get visa then it becomes diff for them.international students can work for 1 year on f1visa- optional practical training.so company trains u in this year after hiring u.then u don't get visa in 50% cases.so company thinks why not hire US student instead. so prefer not to hav any loan on u at end of mba.it will b diff to repay loan by earning in rupees.
Please post your questions if any in comments so that everyone gets benefited through answer and mutual knowledge sharing.
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